STORE TOP CHART · GOOGLE PLAY · NIGERIA
Top Free Android Finance Apps in Nigeria
OPay leads the Google Play Top Free Android Finance Apps chart in Nigeria (captured Oct 31, 2026). 100 of the 100 ranked apps carry a modeled revenue estimate.
Chart captured Revenue and downloads: worldwide estimates, recorded period: Oct 2 – Nov 1, 2026
| Rank | App | Developer | Est. revenue (80% band) | Est. downloads (80% band) |
|---|---|---|---|---|
| 1 |  OPay | OPay Digital Services Limited | < $5K (Sep 24 – Oct 24, 2026) | 490.6K – 2M (Sep 24 – Oct 24, 2026) |
| 2 |  OKash: Safe and reliable loan | OPay Microfinance Bank Limited | < $5K (Sep 24 – Oct 24, 2026) | 220.1K – 1M (Sep 24 – Oct 24, 2026) |
| 3 |  Moniepoint Personal Banking | Moniepoint | < $5K (Oct 1 – Oct 31, 2026) | 316K – 1.5M (Oct 1 – Oct 31, 2026) |
| 4 |  PalmPay - Smarter Way to Bank | PalmPay Limited | < $5K (Sep 24 – Oct 24, 2026) | 276.2K – 1.3M (Sep 24 – Oct 24, 2026) |
| 5 |  Smartcash PSB | Airtel Africa | < $5K (Sep 24 – Oct 24, 2026) | 180.7K – 847.1K (Sep 24 – Oct 24, 2026) |
| 6 |  Moniepoint Business Banking | Moniepoint | < $5K (Sep 24 – Oct 24, 2026) | 202.3K – 948.3K (Sep 24 – Oct 24, 2026) |
| 7 |  MoMo PSB NG | MTN GROUP FINTECH (PTY) LTD | < $5K (Oct 1 – Oct 31, 2026) | 94K – 440.4K (Oct 1 – Oct 31, 2026) |
| 8 |  EaseMoni—Instant loan online | OPay Microfinance Bank Limited | < $5K (Sep 24 – Oct 24, 2026) | 162.5K – 761.5K (Sep 24 – Oct 24, 2026) |
| 9 |  Daily Money Manager | EVGO I | < $5K (Oct 1 – Oct 31, 2026) | 157.8K – 739.4K (Oct 1 – Oct 31, 2026) |
| 10 |  OPay Business | OPay Digital Services Limited | < $5K (Sep 24 – Oct 24, 2026) | 150K – 703.1K (Sep 24 – Oct 24, 2026) |
| 11 |  FairMoney: Loans & Banking | Fairmoney Tech | < $5K (Sep 24 – Oct 24, 2026) | 150.5K – 705.2K (Sep 24 – Oct 24, 2026) |
| 12 |  Quickash | BRIDGENEXT INNOVATIONS LIMITED | < $5K (Oct 1 – Oct 31, 2026) | 116.9K – 547.9K (Oct 1 – Oct 31, 2026) |
| 13 |  Oyakudi | FEAT FACTORY | < $5K (Oct 1 – Oct 31, 2026) | 32.7K – 160.8K (Oct 1 – Oct 31, 2026) |
| 14 |  Ease Cash-Instant Cash Loan | FUTURECREST INTERNET TECHNOLOGY LIMITED | < $5K (Sep 24 – Oct 24, 2026) | 90.6K – 424.5K (Sep 24 – Oct 24, 2026) |
| 15 |  UBA Mobile Banking | United Bank for Africa Plc | < $5K (Sep 24 – Oct 24, 2026) | 84.6K – 396.6K (Sep 24 – Oct 24, 2026) |
| 16 |  Palmcredit-instant loan online | Newedge Palmcredit | < $5K (Sep 24 – Oct 24, 2026) | 118.6K – 555.7K (Sep 24 – Oct 24, 2026) |
| 17 |  Access More | Access Bank plc | < $5K (Sep 24 – Oct 24, 2026) | 115.1K – 539.5K (Sep 24 – Oct 24, 2026) |
| 18 |  Frimoni:Simple and Quick Loan | QUARK FINANCIALS NIGERIA LIMITED | < $5K (Oct 1 – Oct 31, 2026) | 74.6K – 349.6K (Oct 1 – Oct 31, 2026) |
| 19 |  FirstMobile | FirstBank Nigeria | < $5K (Sep 24 – Oct 24, 2026) | 85.6K – 401.1K (Sep 24 – Oct 24, 2026) |
| 20 |  Money Tracker & Wallet | HEALTHCALL, LLC | < $5K (Oct 1 – Oct 31, 2026) | 117.6K – 551.4K (Oct 1 – Oct 31, 2026) |
| 21 |  MiniPay - Buy USDT & USDC | Opera | < $5K (Oct 1 – Oct 31, 2026) | 214.8K – 1M (Oct 1 – Oct 31, 2026) |
| 22 |  BillsJet | Billsjet Developer | < $5K (Oct 1 – Oct 31, 2026) | 11.3K – 55.3K (Oct 1 – Oct 31, 2026) |
| 23 |  SapaClear | FEAT FACTORY | < $5K (Oct 1 – Oct 31, 2026) | 57.9K – 271.4K (Oct 1 – Oct 31, 2026) |
| 24 |  FlashCredit | FlashCredit App | < $5K (Oct 1 – Oct 31, 2026) | 105.2K – 493K (Oct 1 – Oct 31, 2026) |
| 25 |  BigmatPay | sprystar | < $5K (Oct 1 – Oct 31, 2026) | 51.5K – 241.5K (Oct 1 – Oct 31, 2026) |
| 26 |  GTWorld | Guaranty Trust Bank | < $5K (Sep 24 – Oct 24, 2026) | 72K – 337.4K (Sep 24 – Oct 24, 2026) |
| 27 |  Newcredit-safe & instant loan | Newedge Newcredit | < $5K (Sep 24 – Oct 24, 2026) | 101K – 473.4K (Sep 24 – Oct 24, 2026) |
| 28 |  Nawaflex: Fast Cash Loan | NAIRAFLOW FINANCE LIMITED | < $5K (Oct 1 – Oct 31, 2026) | 41.6K – 204.8K (Oct 1 – Oct 31, 2026) |
| 29 |  PixKudi | APPLOT LTD | < $5K (Oct 1 – Oct 31, 2026) | 46.6K – 218.6K (Oct 1 – Oct 31, 2026) |
| 30 |  AidaCredit: Safe Online Loan | Ishiagu Microfinance Bank Limited | < $5K (Oct 1 – Oct 31, 2026) | 54.6K – 255.9K (Oct 1 – Oct 31, 2026) |
| 31 |  FlashFund-Speedy&Smarter Loans | FLASHCREDIT NIGERIA LIMITED | < $5K (Oct 1 – Oct 31, 2026) | 44.7K – 219.6K (Oct 1 – Oct 31, 2026) |
| 32 |  CashX - Loan App | Elite ICT | < $5K (Oct 1 – Oct 31, 2026) | 66.5K – 311.6K (Oct 1 – Oct 31, 2026) |
| 33 |  OneDosh | One Dosh, LLC | < $5K (Oct 1 – Oct 31, 2026) | 13.5K – 66.2K (Oct 1 – Oct 31, 2026) |
| 34 |  Zenith Bank Mobile App | Zenith Bank | < $5K (Sep 24 – Oct 24, 2026) | 51K – 239K (Sep 24 – Oct 24, 2026) |
| 35 |  Loan Finance Calc | MOROTAI SMART | < $5K (Oct 1 – Oct 31, 2026) | 110.1K – 516.1K (Oct 1 – Oct 31, 2026) |
| 36 |  Sunbay Credit Loan App | PIVOTALIZ INNOVATION LTD | < $5K (Oct 1 – Oct 31, 2026) | 45.2K – 211.9K (Oct 1 – Oct 31, 2026) |
| 37 |  Google Wallet | Google LLC | < $5K (Sep 24 – Oct 24, 2026) | 3.1M – 12.4M (Sep 24 – Oct 24, 2026) |
| 38 |  FCMB Mobile | FIRST CITY MONUMENT BANK LIMITED | < $5K (Sep 24 – Oct 24, 2026) | 29.6K – 145.4K (Sep 24 – Oct 24, 2026) |
| 39 |  BILALSADASUB | A D E Developers | < $5K (Sep 24 – Oct 24, 2026) | 26K – 127.8K (Sep 24 – Oct 24, 2026) |
| 40 |  Kuda - Transfers and payments | Kuda Technologies Ltd | < $5K (Sep 24 – Oct 24, 2026) | 95K – 445.3K (Sep 24 – Oct 24, 2026) |
| 41 |  Tloan | GIASUN TECHNOLOGY NIGERIA LIMITED | < $5K (Sep 24 – Oct 24, 2026) | 39.7K – 195.3K (Sep 24 – Oct 24, 2026) |
| 42 |  ALAT | Wema Bank | < $5K (Sep 24 – Oct 24, 2026) | 31.9K – 156.6K (Sep 24 – Oct 24, 2026) |
| 43 |  Apex Loan - Fast Online Loan | Apex Lending limited | < $5K (Oct 1 – Oct 31, 2026) | 39.8K – 195.7K (Oct 1 – Oct 31, 2026) |
| 44 |  OkadaNaira | OkadaNaira | < $5K (Oct 1 – Oct 31, 2026) | 72K – 337.5K (Oct 1 – Oct 31, 2026) |
| 45 |  KashFlex | KashFlex | < $5K (Oct 1 – Oct 31, 2026) | 54.4K – 254.8K (Oct 1 – Oct 31, 2026) |
| 46 |  Alend: Safe and Instant Loan | LITTLEANT LTD | < $5K (Oct 1 – Oct 31, 2026) | 81.6K – 382.6K (Oct 1 – Oct 31, 2026) |
| 47 |  9Credit loan-Instant loan Cash | OTP INTERNET TECHNOLOGY LIMITED | < $5K (Sep 24 – Oct 24, 2026) | 33.2K – 163.2K (Sep 24 – Oct 24, 2026) |
| 48 |  XLoan-Quick Money App | ANDES NETWORK SPA LTD | < $5K (Oct 1 – Oct 31, 2026) | 13.6K – 66.9K (Oct 1 – Oct 31, 2026) |
| 49 |  Hi Credit - Loan App Nigeria | Maywood Lending Limited | < $5K (Oct 1 – Oct 31, 2026) | 30.1K – 148.1K (Oct 1 – Oct 31, 2026) |
| 50 |  Gogetcredit - Nigeria Loan App | MAGNET LENDING LIMITED | < $5K (Oct 1 – Oct 31, 2026) | 43.3K – 212.7K (Oct 1 – Oct 31, 2026) |
| 51 |  TunaCredit | VERVE HYSOL | < $5K (Oct 1 – Oct 31, 2026) | 58.2K – 272.6K (Oct 1 – Oct 31, 2026) |
| 52 |  DigitCash - Quick and Safe | CRESTDIGITAL TECHNOLOGY LIMITED | < $5K (Oct 1 – Oct 31, 2026) | 39.1K – 192.5K (Oct 1 – Oct 31, 2026) |
| 53 |  TENN - Mobile Banking | TENN Group | < $5K (Oct 1 – Oct 31, 2026) | 21.4K – 105.4K (Oct 1 – Oct 31, 2026) |
| 54 |  Easybuy | Easybuy | < $5K (Oct 1 – Oct 31, 2026) | 39K – 191.6K (Oct 1 – Oct 31, 2026) |
| 55 |  HFM – Online Trading | HF Markets Fintech Services Ltd | < $5K (Sep 24 – Oct 24, 2026) | 76.3K – 357.7K (Sep 24 – Oct 24, 2026) |
| 56 |  CashEase-Pocket Finance Helper | SKYCHI TECHNOLOGY LIMITED | < $5K (Oct 1 – Oct 31, 2026) | 19.8K – 97.6K (Oct 1 – Oct 31, 2026) |
| 57 |  Kobora: Buy Cheap Data | A D E Developers | < $5K (Oct 1 – Oct 31, 2026) | 6K – 18.1K (Oct 1 – Oct 31, 2026) |
| 58 |  PocketPesa - Get instant loan | BENFORD LENDING LIMITED | < $5K (Oct 1 – Oct 31, 2026) | 10.8K – 53.2K (Oct 1 – Oct 31, 2026) |
| 59 |  Nmoney | Nmoney App | < $5K (Oct 1 – Oct 31, 2026) | 38.5K – 189.2K (Oct 1 – Oct 31, 2026) |
| 60 |  Calculator | SoftDev Tec | < $5K (Oct 1 – Oct 31, 2026) | < 5K (Oct 1 – Oct 31, 2026) |
| 61 |  eaZy by Zenith Digital Wallet | Zenith Bank | < $5K (Oct 1 – Oct 31, 2026) | 42.9K – 210.8K (Oct 1 – Oct 31, 2026) |
| 62 |  Pocket Broker | Pocket Investments S.R.L. | < $5K (Sep 24 – Oct 24, 2026) | 241.4K – 1.1M (Sep 24 – Oct 24, 2026) |
| 63 |  Daily Loan - Money Tracker | Abdo M | < $5K | 28.3K – 139.1K |
| 64 |  KKloan-Online Loan | KLAS NINE LIMITED | < $5K (Oct 1 – Oct 31, 2026) | 21.2K – 104.2K (Oct 1 – Oct 31, 2026) |
| 65 |  Sterling OneBank | Sterling Bank Plc | < $5K (Sep 24 – Oct 24, 2026) | 19.9K – 98K (Sep 24 – Oct 24, 2026) |
| 66 |  Lairaplus-Reliable Online Loan | grola tech credit limited | < $5K (Oct 1 – Oct 31, 2026) | 37.9K – 186.6K (Oct 1 – Oct 31, 2026) |
| 67 |  Branch Instant Personal Loan | Branch International Financial Services Pvt Ltd | < $5K (Sep 24 – Oct 24, 2026) | 732.8K – 2.9M (Sep 24 – Oct 24, 2026) |
| 68 |  Pure Loan Calculator | Appelopment V | < $5K (Oct 1 – Oct 31, 2026) | 141.2K – 661.7K (Oct 1 – Oct 31, 2026) |
| 69 |  Jollof Cash-Fast Loan App | Boltbay Investments Limited | < $5K (Oct 1 – Oct 31, 2026) | 35.7K – 175.3K (Oct 1 – Oct 31, 2026) |
| 70 |  Pure Cash: Trusted & Secure | DIGITALDELIGHT INTEGRATED SUPPORT SERVICE LTD | < $5K (period ending Oct 11, 2026) | < 5K (period ending Oct 11, 2026) |
| 71 |  FastFund - Efficient & Trusted | CONRADO LENDING LIMITED | < $5K (Oct 1 – Oct 31, 2026) | 34K – 167.1K (Oct 1 – Oct 31, 2026) |
| 72 |  NiceCredit - Easy Loan online | Papichou Technology Limited | < $5K (Oct 1 – Oct 31, 2026) | 22.7K – 111.4K (Oct 1 – Oct 31, 2026) |
| 73 |  TENN Credit – Instant Loan | TennCredit Group | < $5K (Oct 1 – Oct 31, 2026) | 23.5K – 115.6K (Oct 1 – Oct 31, 2026) |
| 74 |  PebbleScore: Credit Report App | PebbleScore Technology | < $5K (Oct 1 – Oct 31, 2026) | 9.7K – 47.5K (Oct 1 – Oct 31, 2026) |
| 75 |  PayPal - Pay, Send, Save | PayPal Mobile | < $5K (Sep 24 – Oct 24, 2026) | 1.8M – 7.3M (Sep 24 – Oct 24, 2026) |
| 76 |  LIT by FirstBank | FirstBank Nigeria | < $5K (Sep 24 – Oct 24, 2026) | 8.9K – 44K (Sep 24 – Oct 24, 2026) |
| 77 |  Cowrywise: Save, Invest safely | Cowrywise | < $5K (Sep 24 – Oct 24, 2026) | 18.9K – 92.9K (Sep 24 – Oct 24, 2026) |
| 78 |  Flexifund - Fund Helper | CORNADO TECHNOLOGY SOLUTIONS NIGERIA LIMITED | < $5K (Oct 1 – Oct 31, 2026) | 22.2K – 109.1K (Oct 1 – Oct 31, 2026) |
| 79 |  Stanbic IBTC Mobile 3.0 | Stanbic IBTC | < $5K (Oct 1 – Oct 31, 2026) | 30.7K – 151.2K (Oct 1 – Oct 31, 2026) |
| 80 |  ProvidusPlus | Providus Bank Limited | < $5K (Sep 24 – Oct 24, 2026) | 10.4K – 50.9K (Sep 24 – Oct 24, 2026) |
| 81 |  eRecharge NG - Cheap data | A D E Developers | < $5K (Oct 1 – Oct 31, 2026) | 23.7K – 116.5K (Oct 1 – Oct 31, 2026) |
| 82 |  Watch Video – Earn Cash Money | LoveMatch Apps Lab | < $5K (Oct 1 – Oct 31, 2026) | 138.2K – 647.8K (Oct 1 – Oct 31, 2026) |
| 83 |  Ecobank Mobile | Ecobank | < $5K (Oct 1 – Oct 31, 2026) | 26.3K – 129.1K (Oct 1 – Oct 31, 2026) |
| 84 |  Sharp Collect - Quick Money | Newrgy lending Limited | < $5K (Oct 1 – Oct 31, 2026) | 26.1K – 128.5K (Oct 1 – Oct 31, 2026) |
| 85 |  Trade W - Investment & Trading | TradeWill Global | < $5K (Sep 24 – Oct 24, 2026) | 99K – 463.9K (Sep 24 – Oct 24, 2026) |
| 86 |  Cleva App | Cleva Technologies | < $5K (Oct 1 – Oct 31, 2026) | 18.7K – 91.8K (Oct 1 – Oct 31, 2026) |
| 87 |  ZEPHYRCASH | ZEPHYREDGE LIMITED | < $5K (Sep 24 – Oct 24, 2026) | 6.3K – 18.8K (Sep 24 – Oct 24, 2026) |
| 88 |  Fidelity Online Banking | Fidelity Bank Plc. | < $5K (Sep 24 – Oct 24, 2026) | 17.3K – 84.9K (Sep 24 – Oct 24, 2026) |
| 89 |  YangaPlug: Travel, Card, Bills | Yangaplug | < $5K (Oct 1 – Oct 31, 2026) | 19.1K – 93.8K (Oct 1 – Oct 31, 2026) |
| 90 |  MetaTrader 5 — Forex, Stocks | MetaQuotes Software Corp. | < $5K (Sep 24 – Oct 24, 2026) | 340.3K – 1.6M (Sep 24 – Oct 24, 2026) |
| 91 |  ZealCash: Easy Credit Loan | GROWISE FORT LIMITED | < $5K (period ending Oct 11, 2026) | < 5K (period ending Oct 11, 2026) |
| 92 |  FXTM: Investing & Trading App | Exinity Limited | < $5K (Oct 1 – Oct 31, 2026) | 30.9K – 151.7K (Oct 1 – Oct 31, 2026) |
| 93 |  SureFund - Fast Loan, Trusted | FLEETWOOD LENDING LIMITED | < $5K (Oct 1 – Oct 31, 2026) | 20K – 98.5K (Oct 1 – Oct 31, 2026) |
| 94 |  Credit Direct Mobile | Credit Direct Limited | < $5K (Oct 1 – Oct 31, 2026) | 21.7K – 106.8K (Oct 1 – Oct 31, 2026) |
| 95 |  Carbon: Mobile Banking & Loans | Carbon Microfinance Bank | < $5K (Sep 24 – Oct 24, 2026) | 19.4K – 95.5K (Sep 24 – Oct 24, 2026) |
| 96 |  Pampam Loan App | PURPLE PIXEL LIMITED | < $5K (Oct 1 – Oct 31, 2026) | 16.2K – 79.5K (Oct 1 – Oct 31, 2026) |
| 97 |  KasyKredit | KasyKredit | < $5K (Oct 1 – Oct 31, 2026) | 13.3K – 65.6K (Oct 1 – Oct 31, 2026) |
| 98 |  Hiwallet - Reliable Credit | CORESTONE TECHNOLOGY NIGERIA LIMITED | < $5K (Oct 1 – Oct 31, 2026) | 27K – 133K (Oct 1 – Oct 31, 2026) |
| 99 |  MoneyMaster PSB | G-Kala Mobile Wallet | < $5K (Oct 1 – Oct 31, 2026) | 8.4K – 41.2K (Oct 1 – Oct 31, 2026) |
| 100 |  Bamboo: Invest. Trade. Earn. | Bamboo Inc | < $5K (Sep 24 – Oct 24, 2026) | 26.6K – 130.9K (Sep 24 – Oct 24, 2026) |
Store chart vs. modeled revenue ranking
The ranks above are Google Play’s own Top Free Android Finance Apps chart in Nigeria, read from the store and dated by the capture (3 days or newer counts as current). The store decides that order with its own method for this one country.
The revenue and download bands are AppGazers model estimates for each app worldwide, each for its own recorded estimate period, so a chart rank and a revenue band can disagree. To rank apps by modeled revenue across both stores, see the top grossing apps report.
How these estimates work
Revenue is modeled gross in-app spend (in-app purchases and subscriptions, in US dollars) for the recorded estimate period. Recent estimates cover a rolling 30-day interval; older estimates may cover a calendar month. A missing start date is not inferred. It excludes advertising revenue, web sales and net profit. Downloads are modeled for the same recorded period. Both are worldwide model estimates from public App Store and Google Play signals, not reported figures and not country-level numbers.
Every figure is an 80% band (P10 to P90): the model expects the true value to fall inside it most of the time. Apps below roughly 5K per estimate period show as “< 5K”, and a figure the model did not produce shows as “Not estimated”, never as zero.
Read more on the AppGazers data limits page, or look up any app in the free app revenue estimator and app download estimator, and check a keyword in the keyword difficulty checker.
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Frequently asked questions
What is the #1 app on the Top Free Android Finance Apps chart in Nigeria?
OPay ranked #1 on the Google Play Top Free Android Finance Apps chart in Nigeria in the capture of Oct 31, 2026. Store charts move daily; this page shows the latest capture AppGazers recorded.
How is this store chart different from the AppGazers top grossing report?
This page is Google Play's own Top Free Android Finance Apps chart for Nigeria, ranked by the store's own method for that one country. The AppGazers top grossing report ranks apps from both stores by modeled worldwide in-app revenue instead, so the two orders differ.
Are the revenue and download figures for this country?
No. The chart position is for Nigeria; the revenue and download bands beside each app are AppGazers' worldwide model estimates for each listing's recorded estimate period, not country figures.
Are these real revenue numbers?
No. They are AppGazers model estimates of gross in-app spend, shown as an 80% band. Developers do not publish store revenue, so every third-party figure is modeled.
Does revenue include ads or web subscriptions?
No. It covers in-app purchases and subscriptions through the store only. Advertising revenue, web sales and profit are not included.
How often is this report updated?
Collection cadence varies. New apps are scored daily and existing apps are revisited weekly. Unchanged estimates retain their recorded period; modeling and store observation dates are shown separately.