STORE TOP CHART · GOOGLE PLAY · INDIA
Top Free Android Finance Apps in India
PhonePe UPI Payments, Loan App leads the Google Play Top Free Android Finance Apps chart in India (captured Nov 1, 2026). 100 of the 100 ranked apps carry a modeled revenue estimate.
Chart captured Revenue and downloads: worldwide estimates, recorded period: Oct 2 – Nov 1, 2026
| Rank | App | Developer | Est. revenue (80% band) | Est. downloads (80% band) |
|---|---|---|---|---|
| 1 |  PhonePe UPI Payments, Loan App | PhonePe | < $5K | 4.9M – 19.8M |
| 2 |  Navi: UPI, Payments, Insurance | Navi | < $5K | 3.4M – 13.7M |
| 3 |  bob World New | Bank of Baroda | < $5K | 810.4K – 3.3M |
| 4 |  Paytm: Secure UPI Payments | Paytm - One97 Communications Ltd. | < $5K | 2.8M – 11.4M |
| 5 |  Airtel: Recharge, Bank & Loans | Airtel | < $5K | 2.4M – 9.9M |
| 6 |  Google Pay: Secure UPI payment | Google LLC | < $5K | 1.7M – 7M |
| 7 |  Bajaj Finance : UPI & Loan App | Bajaj Finance Limited | < $5K | 1.3M – 5.3M |
| 8 |  YONO SBI: Banking, UPI & Pay | State Bank of India | < $5K | 1.7M – 6.9M |
| 9 |  super.money - UPI by Flipkart | Super.money | < $5K | 1.5M – 6M |
| 10 |  GoodScore: Credit Score App | Arthvit 1809 Tech | < $5K | 1.2M – 4.9M |
| 11 |  FamApp by Trio: UPI & Card | Tri O Tech Solutions Pvt Ltd | < $5K | 1M – 4.1M |
| 12 |  BHIM Bharat's Own Payments App | National Payments Corporation of India (NPCI) | < $5K | 1.2M – 4.7M |
| 13 |  Moneyview: UPI, Personal Loans | Moneyview | < $5K | 1.1M – 4.5M |
| 14 |  KreditBee: Personal Loans, UPI | Krazybee Services Limited | < $5K | 1.2M – 4.8M |
| 15 |  0% EMI Shopping App | Snapmint | < $5K | 775.6K – 3.1M |
| 16 |  Groww Stocks, Mutual Fund, IPO | Billionbrains Garage Ventures Limited | < $5K | 1.1M – 4.3M |
| 17 |  Oolka AI: Credit Score & Loans | Oolka | < $5K | 771.6K – 3.1M |
| 18 |  IPPB Mobile Banking | India Post Payments Bank Ltd | < $5K | 784.5K – 3.2M |
| 19 |  Angel One: Stocks, Mutual Fund | Angel One - Stock Market, Demat Account & IPO | < $5K | 1M – 4.2M |
| 20 |  FatakPay: Loans & Insurance | FatakPay: Personal Loan, Insurance, Credit Score | < $5K | 433K – 2M |
| 21 |  True Balance - Loan App & UPI | True Balance - Balance Hero | < $5K | 820.7K – 3.3M |
| 22 |  Branch Instant Personal Loan | Branch International Financial Services Pvt Ltd | < $5K | 747.6K – 3M |
| 23 |  RING by Kissht: Personal Loan | OnEMI Technology Solutions Limited | < $5K | 637.2K – 2.6M |
| 24 |  mPokket: Instant Loan App | Maybright Ventures Private Limited | < $5K | 581.1K – 2.3M |
| 25 |  ACKO Insurance | Acko Technology & Services Private Limited | < $5K | 360.3K – 1.7M |
| 26 |  IndSMART IndianBank Mobile App | Indian Bank | < $5K | 976.2K – 3.9M |
| 27 |  Kissht: Instant Personal Loans | OnEMI Technology Solutions Limited. | < $5K | 495.5K – 2M |
| 28 |  Canara ai1Pe UPI - Payment App | CANARA BANK | < $5K | 270.4K – 1.3M |
| 29 |  Bachatt: FD, Mutual Fund, Gold | Bachatt Smart Savings (AMFI Registered) | < $5K | 435.3K – 2M |
| 30 |  Kotak Bank: 811 Mobile App | Kotak Mahindra Bank Ltd. | < $5K | 771.6K – 3.1M |
| 31 |  My LIC | LIFE INSURANCE CORPORATION OF INDIA | < $5K | 952.6K – 3.8M |
| 32 |  PayRupik Instant Personal Loan | Sayyam Investments Pvt Ltd | < $5K | 443.5K – 2.1M |
| 33 |  MobiKwik: Loans, UPI & Wallet | One MobiKwik Systems Limited | < $5K | 358.2K – 1.7M |
| 34 |  Instant Loan App - InstaMoney | ROCTOGEN SERVICES PRIVATE LIMITED | < $5K | 313.4K – 1.5M |
| 35 |  HDFC Bank App: Banking & Cards | HDFC BANK | < $5K | 781.8K – 3.1M |
| 36 |  IDFC FIRST Bank: MobileBanking | IDFC FIRST Bank Ltd. | < $5K | 364.4K – 1.7M |
| 37 |  slice: UPI credit card & bank | slice small finance bank | < $5K | 302.1K – 1.4M |
| 38 |  Jar:Save Money in Digital Gold | Jar App - Savings & Investments | < $5K | 569.4K – 2.3M |
| 39 |  Paytm for Business | Paytm - One97 Communications Ltd. | < $5K | 286.4K – 1.3M |
| 40 |  PNB ONE | PNB | < $5K | 318.7K – 1.5M |
| 41 |  BharatPe UPI Payment, Loan App | Resilient Innovation Private Limited | < $5K | 262.4K – 1.2M |
| 42 |  JioFinance: For your life! | Jio Finance Platform and Service Limited | < $5K | 395.7K – 1.9M |
| 43 |  QuickPocket IN | PATISSERIE MARQUET | < $5K (Oct 1 – Oct 31, 2026) | 40.3K – 198K (Oct 1 – Oct 31, 2026) |
| 44 |  PhonePe Business UPI, Loan App | PhonePe | < $5K | 318.5K – 1.5M |
| 45 |  Pocketly Instant Personal Loan | Speel Finance Company Private Limited | < $5K | 234K – 1.1M |
| 46 |  Khatabook Credit Account Book | Khatabook - Business Apps | < $5K | 275.1K – 1.3M |
| 47 |  Olyv: Loans & Credit Score | Olyv (Formerly SmartCoin) | < $5K | 261.7K – 1.2M |
| 48 |  Canara ai1- Mobile Banking App | CANARA BANK | < $5K | 361.5K – 1.7M |
| 49 |  Paizo - Instant Personal Loan | Nice Finance and Leasing Private Limited | < $5K | 291.6K – 1.4M |
| 50 |  CreditSea: Personal Loan App | CreditSea | < $5K | 202.8K – 950.5K |
| 51 |  Axis Mobile: Pay, Invest & UPI | Axis Bank Ltd. | < $5K | 215.7K – 1M |
| 52 |  Kubiz: Loan App, Instant Cash | Kubiz Capital Private Limited | < $5K | 276.8K – 1.3M |
| 53 |  Upstox Stocks IPO Mutual Funds | Upstox - Stock Market Trading & Demat Account App | < $5K | 306.6K – 1.4M |
| 54 |  bob World:Banking & Experience | Bank of Baroda | < $5K | 220.9K – 1M |
| 55 |  SAHI : Options & Stock Trading | Aaritya Technologies Pvt Limited | < $5K | 231.4K – 1.1M |
| 56 |  Cash by CRED Personal Loan App | Dreamplug Technologies Private Limited | < $5K (Sep 24 – Oct 24, 2026) | 18.4K – 90.5K (Sep 24 – Oct 24, 2026) |
| 57 |  PocketMitra Personal Loan App | JAI FINANCE (INDIA) LIMITED | < $5K | 239.5K – 1.1M |
| 58 |  Cent eeZ | CENTRAL BANK OF INDIA | < $5K | 236.5K – 1.1M |
| 59 |  DMI Finance: Personal Loan App | DMI Finance | < $5K | 242.9K – 1.1M |
| 60 |  Home Credit: Personal Loan App | Home Credit India Finance Private Limited | < $5K | 215.5K – 1M |
| 61 |  TradingView: Track All Markets | TradingView Inc. | $611.6K – $3.8M | 419.9K – 2M |
| 62 |  Shriram One: FD, UPI, Loans | Shriram Finance Limited | < $5K | 278K – 1.3M |
| 63 |  Dhan: Stock Market Trading App | RAISE FINTECH VENTURES PRIVATE LIMITED | < $5K | 207K – 970.5K |
| 64 |  MyAutoPay Alerts: All UPI Apps | KBUS Private Limited | < $5K (Oct 1 – Oct 31, 2026) | 138.9K – 651.3K (Oct 1 – Oct 31, 2026) |
| 65 |  GoCredit Instant Personal Loan | GoCredit AI Powered Credit App | < $5K | 472.8K – 1.9M |
| 66 |  Univest: Stocks, F&O, Equity | Univest Communication Technologies Pvt Ltd | < $5K | 209.4K – 981.7K |
| 67 |  TVS Credit Saathi | TVS Credit Services Limited | < $5K (Sep 24 – Oct 24, 2026) | 149K – 698.2K (Sep 24 – Oct 24, 2026) |
| 68 |  BharatPe for Business | Resilient Innovation Private Limited | < $5K | 212.3K – 995.3K |
| 69 |  CoinDCX: Bitcoin Crypto App | CoinDCX Official | < $5K | 206K – 965.7K |
| 70 |  Delta Exchange: Crypto Options | Delta Exchange India | < $5K | 194.4K – 911K |
| 71 |  Policybazaar - Buy Insurance | Policybazaar - Buy Insurance Online | < $5K | 241.6K – 1.1M |
| 72 |  Union ease - Mobile Banking | Union Bank of India | < $5K | 193.7K – 907.9K |
| 73 |  Fibe: Instant Personal Loan | Social Worth Technologies Limited | < $5K | 164.2K – 769.7K |
| 74 |  Quid: Personal Loan App | Quid Innovations Pvt. Ltd. | < $5K | 179.6K – 841.6K |
| 75 |  RapidRupee - Personal Loan App | AFG Business Solutions (India) Private Limited | < $5K | 198.5K – 930.2K |
| 76 |  Kotak Bank | Kotak Mahindra Bank Ltd. | < $5K | 222.7K – 1M |
| 77 |  Kotak Neo: Stock Trading App | Kotak NEO: Stocks, F&O, Demat, Mutual Funds | < $5K | 204.2K – 957.3K |
| 78 |  ZapCash - Quick Loans | Omnistack innovation | < $5K | 169.4K – 794.1K |
| 79 |  CRED: Credit Cards, Bills, UPI | Dreamplug Technologies Private Limited | < $5K | 187.3K – 878K |
| 80 |  PhonePe Invest (Share.Market) | PhonePe | < $5K | 476.7K – 1.9M |
| 81 |  BOI Mobile | Bank of India Official | < $5K | 205.2K – 961.8K |
| 82 |  Yono Lite SBI - Mobile Banking | State Bank of India | < $5K | 121.6K – 569.8K |
| 83 |  IOB Connect - Mobile Banking | IOB | < $5K | 197.6K – 926K |
| 84 |  POP: Pay, Earn, & Shop Smarter | POPtech Growth Pvt. Ltd. | < $5K | 223K – 1M |
| 85 |  FlexiBee : Secure Data Loan | FLEXIFINTECH SOLUASTION PRIVATE LIMITED | < $5K | 254.7K – 1.2M |
| 86 |  Gullak: Save in Digital Gold | Finternet Technologies Pvt Ltd | < $5K (Sep 24 – Oct 24, 2026) | 62K – 290.5K (Sep 24 – Oct 24, 2026) |
| 87 |  Daily Loan - Money Tracker | Abdo M | < $5K | 28.3K – 139.1K |
| 88 |  SBI Card: Manage Credit Card | SBI Cards and Payment Services Limited | < $5K | 132.5K – 621.1K |
| 89 |  Passbook Pro for All Banks | KBUS Private Limited | < $5K | 246.1K – 1.2M |
| 90 |  Google Pay for Business | Google LLC | < $5K (Sep 24 – Oct 24, 2026) | 159K – 745.5K (Sep 24 – Oct 24, 2026) |
| 91 |  Olymptrade – Trading online | OlympTrade | < $5K | 148.2K – 694.7K |
| 92 |  iMobile: Loan, Cards & Banking | ICICI Bank Ltd. | < $5K | 177.7K – 832.9K |
| 93 |  Money Manager: Expense Planner | SLOW DOWN APP GAMES | < $5K | < 5K |
| 94 |  lendingplate Personal Loan App | UNIFINZ CAPITAL INDIA LIMITED | < $5K (Sep 24 – Oct 24, 2026) | 120.4K – 564.3K (Sep 24 – Oct 24, 2026) |
| 95 |  LoanFront - Personal Loan App | Vaibhav Vyapaar Limited | < $5K (Sep 24 – Oct 24, 2026) | 117.3K – 550K (Sep 24 – Oct 24, 2026) |
| 96 |  L&T Finance : PLANET Loan App | L&T Finance | < $5K | 154.7K – 725K |
| 97 |  HDB OnTheGo: Personal Loan App | HDB Financial Services Ltd. | < $5K (Sep 24 – Oct 24, 2026) | 144.6K – 677.9K (Sep 24 – Oct 24, 2026) |
| 98 |  mBandhan Lite | Bandhan Bank Limited | < $5K (Oct 1 – Oct 31, 2026) | 40.3K – 198.2K (Oct 1 – Oct 31, 2026) |
| 99 |  Sabka Loan | MAHASHAKTI FINANCIERS LIMITED | < $5K (Oct 1 – Oct 31, 2026) | 130.8K – 613.1K (Oct 1 – Oct 31, 2026) |
| 100 |  Stable Money: FDs & Bonds | Stable-Alpha Technologies Private Limited | < $5K | 205.5K – 963.4K |
Store chart vs. modeled revenue ranking
The ranks above are Google Play’s own Top Free Android Finance Apps chart in India, read from the store and dated by the capture (3 days or newer counts as current). The store decides that order with its own method for this one country.
The revenue and download bands are AppGazers model estimates for each app worldwide, each for its own recorded estimate period, so a chart rank and a revenue band can disagree. To rank apps by modeled revenue across both stores, see the top grossing apps report.
How these estimates work
Revenue is modeled gross in-app spend (in-app purchases and subscriptions, in US dollars) for the recorded estimate period. Recent estimates cover a rolling 30-day interval; older estimates may cover a calendar month. A missing start date is not inferred. It excludes advertising revenue, web sales and net profit. Downloads are modeled for the same recorded period. Both are worldwide model estimates from public App Store and Google Play signals, not reported figures and not country-level numbers.
Every figure is an 80% band (P10 to P90): the model expects the true value to fall inside it most of the time. Apps below roughly 5K per estimate period show as “< 5K”, and a figure the model did not produce shows as “Not estimated”, never as zero.
Read more on the AppGazers data limits page, or look up any app in the free app revenue estimator and app download estimator, and check a keyword in the keyword difficulty checker.
AppGazers has a free plan (no card) with revenue and download estimates on every page and a free MCP server (10 calls per tool a day, 100 a week); Basic ($9.99/mo) and Pro ($29.99/mo) unlock every app name in the workspace and MCP, keyword demand and competitor analysis, with a 14-day free trial. Compare plans or connect an AI assistant.
Frequently asked questions
What is the #1 app on the Top Free Android Finance Apps chart in India?
PhonePe UPI Payments, Loan App ranked #1 on the Google Play Top Free Android Finance Apps chart in India in the capture of Nov 1, 2026. Store charts move daily; this page shows the latest capture AppGazers recorded.
How is this store chart different from the AppGazers top grossing report?
This page is Google Play's own Top Free Android Finance Apps chart for India, ranked by the store's own method for that one country. The AppGazers top grossing report ranks apps from both stores by modeled worldwide in-app revenue instead, so the two orders differ.
Are the revenue and download figures for this country?
No. The chart position is for India; the revenue and download bands beside each app are AppGazers' worldwide model estimates for each listing's recorded estimate period, not country figures.
Are these real revenue numbers?
No. They are AppGazers model estimates of gross in-app spend, shown as an 80% band. Developers do not publish store revenue, so every third-party figure is modeled.
Does revenue include ads or web subscriptions?
No. It covers in-app purchases and subscriptions through the store only. Advertising revenue, web sales and profit are not included.
How often is this report updated?
Collection cadence varies. New apps are scored daily and existing apps are revisited weekly. Unchanged estimates retain their recorded period; modeling and store observation dates are shown separately.