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STORE TOP CHART · APP STORE · NIGERIA

Top Free iPhone Finance Apps in Nigeria

OPay-Beyond Banking leads the App Store Top Free iPhone Finance Apps chart in Nigeria (captured Oct 31, 2026). 100 of the 100 ranked apps carry a modeled revenue estimate.

Chart captured Revenue and downloads: worldwide estimates, recorded period: Oct 1 – Oct 31, 2026

Top Free iPhone Finance Apps in Nigeria
RankAppDeveloperEst. revenue (80% band)Est. downloads (80% band)
1OPay-Beyond BankingOPay Digital Services Pte.Ltd.< $5K (Sep 24 – Oct 24, 2026)78K – 353.5K (Sep 24 – Oct 24, 2026)
2PalmPay - Transfers, BillsPalmpay Limited< $5K (Sep 24 – Oct 24, 2026)63.5K – 287.9K (Sep 24 – Oct 24, 2026)
3Moniepoint Personal BankingMoniepoint< $5K73.4K – 332.8K
4OKash: Safe and reliable loanOPAY MICROFINANCE BANK LIMITED< $5K59.9K – 271.6K
5FairMoney: Save, Spend, CreditFAIRMONEY MICROFINANCE BANK LIMITED< $5K40.2K – 213.1K
6MoMo PSB NGMTN FINTECH(PTY) LTD< $5K35.3K – 187.2K
7Moniepoint Business BankingMoniepoint< $5K (Sep 24 – Oct 24, 2026)40.5K – 214.7K (Sep 24 – Oct 24, 2026)
8UBA Mobile BankingUnited Bank For Africa< $5K (Sep 24 – Oct 24, 2026)23.6K – 125.1K (Sep 24 – Oct 24, 2026)
9Access MoreAccess Bank Plc< $5K (Sep 24 – Oct 24, 2026)30.4K – 161.4K (Sep 24 – Oct 24, 2026)
10LendSafe - Instant loanSMARTLOANS INTEGRATED SERVICES LIMITED< $5K40.9K – 216.7K
11SureFund: Fast Loan, TrustedFLEETWOOD LENDING LIMITED< $5K24.1K – 127.6K
12OPay BusinessOPay Digital Services Pte.Ltd.< $5K41.2K – 218.3K
13Kuda - Free transfer & paymentKuda Technologies Limited< $5K (Sep 24 – Oct 24, 2026)34K – 180.5K (Sep 24 – Oct 24, 2026)
14BillsJet AppBILLSJET TECHNOLOGIES LIMITED< $5K21.5K – 113.7K
15Northquest FinanceNorthquest Finance< $5K18.5K – 97.8K
16Lite Loan: Fast And Safe LoanPANAXIA LENDING LIMITED< $5K16.9K – 89.7K
17TloanGIASUN TECHNOLOGY NIGERIA LIMITED< $5K21.8K – 115.8K
18Palmcredit PlusWISDOM MILIES FINANCIALS LTD< $5K20.6K – 109K
19Alend: Instant Loans NigeriaLITTLEANT LTD< $5K21.3K – 113.1K
20FirstMobile AppFirst Bank of Nigeria Limited< $5K (Sep 24 – Oct 24, 2026)12.6K – 66.9K (Sep 24 – Oct 24, 2026)
21GTWorldGuaranty Trust Bank PLC< $5K (Sep 24 – Oct 24, 2026)19.4K – 102.6K (Sep 24 – Oct 24, 2026)
22Hi Credit - Loan App NigeriaMAYWOOD LENDING LIMITED< $5K27.5K – 145.9K
23EZLoan - Installment Cash LoanPACT OWOH LIMITED< $5K15.8K – 83.9K
24YangaPlug: Dollar Card, TravelKassh Digital Solutions Limited< $5K10.9K – 57.6K
25ALATWema Bank Plc< $5K (Sep 24 – Oct 24, 2026)12.4K – 65.7K (Sep 24 – Oct 24, 2026)
26PiggyVest: Save & Invest TodayPiggytech Global< $5K (Sep 24 – Oct 24, 2026)8.4K – 44.8K (Sep 24 – Oct 24, 2026)
27CreditBag-Online LendingElectronic Fox Limited< $5K12.8K – 68.1K
28ProLoan: Fast Cash Loan AppPANAXIA LENDING LIMITED< $5K8.6K – 45.7K
29Online Loan - Fast Naira cashPACT OWOH LIMITED< $5K9.5K – 50.1K
30Zenith Bank eaZymoneyZenith Bank PLC< $5K (period ending Oct 17, 2026)10.3K – 54.6K (period ending Oct 17, 2026)
31Best Cash: Safe & Instant LoanMAYWOOD LENDING LIMITED< $5K15.2K – 80.5K
32Top Credit: Quick Cash LoanMAYWOOD LENDING LIMITED< $5K12.4K – 65.6K
33Carbon: Mobile Banking & LoansCarbon Finance and Investments Limited< $5K (Sep 24 – Oct 24, 2026)9.7K – 51.6K (Sep 24 – Oct 24, 2026)
34Renmoney: Loan & Savings Apprenmoney.com< $5K (Sep 24 – Oct 24, 2026)9.8K – 51.9K (Sep 24 – Oct 24, 2026)
35BeCash: Quick Online LoansKLAS NINE LIMITED< $5K10.3K – 54.7K
36Cowrywise: Save & Invest MoneyCowryWise Inc< $5K (Sep 24 – Oct 24, 2026)9.6K – 50.9K (Sep 24 – Oct 24, 2026)
37Gocrypto: Crypto TradingGocrypto: Crypto Trading and Mining Simulator & Academy< $5K66.7K – 302.3K
38Bybit: New Financial PlatformBybit Fintech Limited< $5K (Sep 24 – Oct 24, 2026)63.6K – 288.5K (Sep 24 – Oct 24, 2026)
39Calm creditARZIKI BRIDGE TECHNOLOGY LIMITED< $5K9.8K – 52K
40Trust: Crypto & Bitcoin WalletDApps Platform Software Services Ltd.< $5K (Sep 24 – Oct 24, 2026)136.3K – 618K (Sep 24 – Oct 24, 2026)
41幣安 - 買比特幣,就用全球第一投資理財首選加密貨幣交易所Binance Switzerland AG< $5K (Sep 24 – Oct 24, 2026)276.6K – 1.3M (Sep 24 – Oct 24, 2026)
42MetaTrader 5MetaQuotes Software Corp.< $5K (Sep 24 – Oct 24, 2026)345.9K – 1.6M (Sep 24 – Oct 24, 2026)
43UBA Secure PassUnited Bank For Africa< $5K (Sep 24 – Oct 24, 2026)8.5K – 45.2K (Sep 24 – Oct 24, 2026)
44FCMB MobileFirst City Monument Bank< $5K (Sep 24 – Oct 24, 2026)7.3K – 38.6K (Sep 24 – Oct 24, 2026)
45Grey: Inclusive Global BankingGrey Incorporated< $5K (Sep 24 – Oct 24, 2026)9.9K – 52.5K (Sep 24 – Oct 24, 2026)
46MoniTap – Instant Loan NigeriaLBEV NIGERIA LIMITED< $5K7.4K – 39K
47GT e-Token PlusGuaranty Trust Bank PLC< $5K8.2K – 43.2K
48ZaelCash - Online Loans AppGROWISE FORT LIMITED< $5K8.1K – 43.1K
49PadiCredit:Easy Credit AnytimeBRIGHTPULSE TELECOMS LTD< $5K7.4K – 39K
50AidaCreditISHIAGU MICROFINANCE BANK LIMITED< $5K6.5K – 34.2K
51PayPal - Send, Manage, PayPayPal, Inc.< $5K (Sep 24 – Oct 24, 2026)1M – 4.2M (Sep 24 – Oct 24, 2026)
52Stanbic IBTC Mobile 3.0Stanbic IBTC Holdings Plc< $5K6.4K – 33.7K
53EyoKashWINNORIZON TECH SERVICES LTD< $5K (Sep 20 – Oct 20, 2026)< 5K (Sep 20 – Oct 20, 2026)
54FastFund - Efficient & TrustedCONRADO LENDING LIMITED< $5K5.8K – 31K
55VZCREDIT: Instant Loan NigeriaVerizon-Been Technology Limited< $5K7.5K – 39.7K
56Sterling OneBankSterling Bank Plc< $5K (Sep 24 – Oct 24, 2026)6.1K – 32.1K (Sep 24 – Oct 24, 2026)
57KKloan: Online Credit LoansKLAS NINE LIMITED< $5K7.9K – 41.8K
58KashMore: Online Cash Loan AppAvenir Tech Credit Limited< $5K8.8K – 46.5K
59Incash:Online kashLoan NigeriaQIHU FINTECH LIMITED< $5K5.6K – 29.6K
60NairaRushCORELITH TECH LIMITED< $5K7.2K – 38.1K
61UBA Mobile AppUnited Bank For Africa< $5K (Sep 24 – Oct 24, 2026)7.5K – 39.7K (Sep 24 – Oct 24, 2026)
62EasyLoans: Compare LoansD2K TECHNOLOGIES INDIA PRIVATE LIMITED< $5K (Sep 24 – Oct 24, 2026)6.4K – 34.2K (Sep 24 – Oct 24, 2026)
63ZenithBankTokenZenith Bank PLC< $5K4.6K – 24.3K
64Exodus: Crypto & PaymentsExodus Movement, Inc.< $5K (Sep 24 – Oct 24, 2026)16.8K – 89K (Sep 24 – Oct 24, 2026)
65LIT by FirstBankFirst Bank of Nigeria Limited< $5K (Sep 24 – Oct 24, 2026)5.3K – 28.2K (Sep 24 – Oct 24, 2026)
66PebblescorePebblescore Data Services Limited< $5K5.1K – 27.2K
67Fidelity Online BankingFidelity Bank Plc< $5K (Sep 24 – Oct 24, 2026)6.1K – 32.1K (Sep 24 – Oct 24, 2026)
68EMI Loan & Mortgage CalculatorVan Hoa Nguyen< $5K9.5K – 50.2K
69OgaCashCHENVASA< $5K5.5K – 29.3K
70Bamboo: Invest. Trade. Earn.Bamboo Global Inc< $5K (Sep 24 – Oct 24, 2026)6.3K – 33.6K (Sep 24 – Oct 24, 2026)
71Urgent10kUGT TECHNOLOGIES LTD< $5K (Sep 24 – Oct 24, 2026)5.7K – 30.4K (Sep 24 – Oct 24, 2026)
72ZephycreditZEPHYREDGE LIMITED< $5K8.8K – 46.9K
73Breet - Buy, Swap, Sell CryptoBREET TECHNOLOGIES LIMITED< $5K (Sep 24 – Oct 24, 2026)7.2K – 38.4K (Sep 24 – Oct 24, 2026)
74OneDoshOneDosh Inc< $5K5.8K – 31K
75TradingView: Track All MarketsTradingView$1.1M – $6.6M (Sep 24 – Oct 24, 2026)338.5K – 1.5M (Sep 24 – Oct 24, 2026)
76SpendaSpenda< $5K7.5K – 40K
77CapitalMetriQCapitalMetriQ Swift Microfinance Bank Limited< $5K (Sep 24 – Oct 24, 2026)4.4K – 23.5K (Sep 24 – Oct 24, 2026)
78ProvidusPlusProvidusBank< $5K (Sep 24 – Oct 24, 2026)7.3K – 38.6K (Sep 24 – Oct 24, 2026)
79ivy CreditIvy Cred Limited< $5K7K – 37.1K
80Exness Trade: Online TradingExness Global Limited< $5K (Sep 24 – Oct 24, 2026)39.7K – 210.4K (Sep 24 – Oct 24, 2026)
81EasyNaira: Fast & Secure LoansBetheone Lending Nigeria Limited< $5K6.8K – 35.8K
82Finjara - Loan App NigeriaIFEROX FILEX NIGERIA LTD< $5K6.5K – 34.6K
83Paga - Send, Pay, and BankPaga Group LTD (UK)< $5K (Sep 24 – Oct 24, 2026)6K – 32K (Sep 24 – Oct 24, 2026)
84PocketApp: Send & Manage MoneyAbeg Technologies< $5K (Sep 24 – Oct 24, 2026)7.1K – 37.8K (Sep 24 – Oct 24, 2026)
85Monica - Pay, Send, BillsMonica technologies limited< $5K6.7K – 35.4K
86MEXC: Buy Bitcoin & CryptoOnechain Technology Ltd< $5K (Sep 24 – Oct 24, 2026)31.8K – 168.7K (Sep 24 – Oct 24, 2026)
87MoremoneeMoremonee< $5K6.2K – 33.1K
88BILALSADASUBADE DEVELOPERS INTERNATIONAL LIMITED< $5K5.7K – 30.3K
89FTCreditLUMORA EDGE LTD< $5K5.6K – 29.7K
90MoneyMaster PSBGkala MoneyMaster PSB< $5K4.7K – 24.7K
91LendKash - Brand of BRICKBRICK BRIDGE COMPANY LTD< $5K (Sep 23 – Oct 23, 2026)< 5K (Sep 23 – Oct 23, 2026)
92Credit Direct MobileCreditDirect< $5K5.9K – 31.1K
93Ecobank MobileECOBANK< $5K6.9K – 36.8K
94Payoneer - Business PaymentsPayoneer Inc.< $5K (Sep 24 – Oct 24, 2026)26.1K – 138.2K (Sep 24 – Oct 24, 2026)
95PalmPay BusinessPalmpay Limited< $5K (Sep 24 – Oct 24, 2026)4.9K – 25.8K (Sep 24 – Oct 24, 2026)
96UnionMobileUnion Bank of Nigeria Plc< $5K (Sep 24 – Oct 24, 2026)5.2K – 27.6K (Sep 24 – Oct 24, 2026)
97RaenestRaenest Technology Solutions Service Ltd< $5K6.5K – 34.6K
98PremiumTrust MobilePremiumTrust Bank Limited< $5K (period ending Oct 11, 2026)< 5K (period ending Oct 11, 2026)
99Eager Loan: Instant Loan AppEAGER WINGS NIGERIA LIMITED< $5K7.2K – 38K
100JaraMoni-Instant Cash LoanEvandale lending ltd< $5K4.7K – 24.9K

Store chart vs. modeled revenue ranking

The ranks above are App Store’s own Top Free iPhone Finance Apps chart in Nigeria, read from the store and dated by the capture (3 days or newer counts as current). The store decides that order with its own method for this one country.

The revenue and download bands are AppGazers model estimates for each app worldwide, each for its own recorded estimate period, so a chart rank and a revenue band can disagree. To rank apps by modeled revenue across both stores, see the top grossing apps report.

How these estimates work

Revenue is modeled gross in-app spend (in-app purchases and subscriptions, in US dollars) for the recorded estimate period. Recent estimates cover a rolling 30-day interval; older estimates may cover a calendar month. A missing start date is not inferred. It excludes advertising revenue, web sales and net profit. Downloads are modeled for the same recorded period. Both are worldwide model estimates from public App Store and Google Play signals, not reported figures and not country-level numbers.

Every figure is an 80% band (P10 to P90): the model expects the true value to fall inside it most of the time. Apps below roughly 5K per estimate period show as “< 5K”, and a figure the model did not produce shows as “Not estimated”, never as zero.

Read more on the AppGazers data limits page, or look up any app in the free app revenue estimator and app download estimator, and check a keyword in the keyword difficulty checker.

AppGazers has a free plan (no card) with revenue and download estimates on every page and a free MCP server (10 calls per tool a day, 100 a week); Basic ($9.99/mo) and Pro ($29.99/mo) unlock every app name in the workspace and MCP, keyword demand and competitor analysis, with a 14-day free trial. Compare plans or connect an AI assistant.

Frequently asked questions

What is the #1 app on the Top Free iPhone Finance Apps chart in Nigeria?

OPay-Beyond Banking ranked #1 on the App Store Top Free iPhone Finance Apps chart in Nigeria in the capture of Oct 31, 2026. Store charts move daily; this page shows the latest capture AppGazers recorded.

How is this store chart different from the AppGazers top grossing report?

This page is App Store's own Top Free iPhone Finance Apps chart for Nigeria, ranked by the store's own method for that one country. The AppGazers top grossing report ranks apps from both stores by modeled worldwide in-app revenue instead, so the two orders differ.

Are the revenue and download figures for this country?

No. The chart position is for Nigeria; the revenue and download bands beside each app are AppGazers' worldwide model estimates for each listing's recorded estimate period, not country figures.

Are these real revenue numbers?

No. They are AppGazers model estimates of gross in-app spend, shown as an 80% band. Developers do not publish store revenue, so every third-party figure is modeled.

Does revenue include ads or web subscriptions?

No. It covers in-app purchases and subscriptions through the store only. Advertising revenue, web sales and profit are not included.

How often is this report updated?

Collection cadence varies. New apps are scored daily and existing apps are revisited weekly. Unchanged estimates retain their recorded period; modeling and store observation dates are shown separately.

More charts

Top Free iPhone Finance Apps in Nigeria | AppGazers